Naik, P. G. ., & Naik, G. R. . (2024). Empowering Banking Operations Through Excel Innovations for Data Precision and Security. JOURNAL OF SOFTWARE ENGINEERING TOOLS &Amp; TECHNOLOGY TRENDS, 10(3), 15–38. Retrieved from https://stmcomputers.stmjournals.com/index.php/JoSETTT/article/view/741